Ya no está en el sitio de Costco y está sujeto a laspolítica de privacidadde la empresa que aloja este sitio.
Consigue una cotización
En esta página
Instrucción: el cambio de selección cambia rápidamente el enfoque a un encabezado coincidente más abajo, en la misma página.
Experimente la protección del seguro médico y dental con una gama de diferentes opciones de cobertura. Ayude a cubrir los costos de los gastos médicos que pueden no estar cubiertos por su plan de seguro de salud gubernamental con Health & Dental Insurance for Costcomembers.
Pagará tarifas asequibles solo para miembros y comenzará a ahorrar en compras cubiertas por el plan.Además, ¡los miembros ejecutivos ahorran hasta un 5 % en las tarifas!
Obtiene todas estas características y beneficios sin costo adicional:
- Mantenga esta cobertura de por vida, independientemente de si su salud cambia después de estar asegurado, siempre y cuando pague sus primas.
- El beneficio de sobreviviente mantiene la cobertura de su cónyuge e hijos sin prima durante un año después de su muerte.
- Obtenga más cuando compre en Costco Wholesale.Los aumentos se realizan a los montos máximos pagaderos de beneficios cuando las recetas se surten en el Centro Óptico de Costco o en el Centro de Audífonos de Costco.
Para obtener una descripción general de todos los beneficios del plan, descargue elTabla de comparación de planes.
detalles del plan
Ayude a cubrir los costos de los gastos médicos que pueden no estar cubiertos por su plan de seguro médico del gobierno con Health & Dental Insurance para miembros de Costco. Es posible que muchos gastos comunes de atención médica no estén cubiertos en su totalidad por el plan de seguro médico de su gobierno, tales como:
- Medicamentos con receta
- Gafas y lentes de contacto
- Audífonos
- Especialistas y terapeutas registrados
- Atención domiciliaria y enfermería
El seguro médico y dental le permite ahorrar dinero en costos de atención médica que pueden no estar cubiertos por su atención médica gubernamental, como atención dental, audífonos, fisioterapia y más.
- Puede mantener esta cobertura de por vida, independientemente de si su salud cambia después de estar asegurado, siempre y cuando pague sus primas.
- El beneficio de sobreviviente mantiene la cobertura de su cónyuge e hijos sin prima durante un año después de su muerte.
- TELUS Health Virtual Care proporciona mensajes de texto y chat ilimitados las 24 horas del día, los 7 días de la semana, con médicos y enfermeras practicantes.1
- ¿Empleado por cuenta propia o propietario de una pequeña empresa? Si es así, puede disfrutar de ahorros en impuestos. Una parte de sus primas puede ser deducible.2
Además, obtiene más cuando compra en Costco Wholesale.
Los aumentos se realizan a los montos máximos pagaderos de beneficios cuando las recetas se surten en el Centro Óptico de Costco o en el Centro de Audífonos de Costco.
Usted califica para el seguro médico y dental para miembros de Costco si:
- Eres miembro de Costco.
- Tienes 18 años o más.
- Eres un residente canadiense.
- Tiene un plan de seguro de salud del gobierno válido.
- Si es residente de Quebec, también debe estar registrado en el Plan de Seguro de Medicamentos Recetados de RAMQ.
Condiciones preexistentes
La aseguradora no pagará ningún beneficio de atención médica de emergencia en viajes por ningún reclamo relacionado directa o indirectamente con una condición preexistente que no sea estable dentro del período de nueve meses inmediatamente anterior a la fecha de salida de la provincia/territorio de residencia del asegurado. Esto significa cualquier condición, lesión, enfermedad o complicación relacionada en relación con la cual:
- Un asegurado ha tenido síntomas nuevos, o los síntomas existentes se han vuelto más frecuentes o más severos, o ha habido un resultado de prueba que muestra deterioro;
- Un médico (u otro profesional médico) ha recetado o recomendado un cambio en el medicamento (la dosis o la frecuencia del medicamento se ha reducido, aumentado o interrumpido, y/o se ha recetado un nuevo medicamento) tomado para esa afección;
- Un médico (u otro profesional médico) ha recetado o recomendado un cambio en el tratamiento para esa afección; o
- Ha habido una admisión a un hospital y/o se esperan los resultados para una mayor investigación de esa condición durante dicho período de nueve meses. Esta exclusión no se aplica a dolencias menores o un cambio en el medicamento donde el ingrediente activo y la concentración siguen siendo los mismos (es decir, genérico).
Preguntas frecuentes
Una vez que reciba su Póliza, examínela cuidadosamente. Si no está satisfecho, simplemente devuelva su Póliza a Manulife dentro de los 30 días y solicite que se cancele su cobertura. Sus primas serán reembolsadas en su totalidad, ¡sin preguntas!
Por lo general, su cobertura comienza el 1.º del mes siguiente para los planes dentales y de salud que ofrecen aceptación garantizada, y el 1.º del mes posterior a la aprobación de su plan para los planes dentales y de salud que requieren un cuestionario médico.
Si su método de pago elegido es con tarjeta de crédito o débito preautorizado (PAD) y el número de tarjeta de crédito o de cuenta que se muestra en su Aviso de prima es correcto, no necesita hacer nada. Cargaremos el pago de su prima a su cuenta en el mes en que vence su prima y lo aplicaremos a su cobertura. Si su método de pago es por cheque, envíenos un cheque por el monto total antes de la fecha de vencimiento del aniversario. Su aviso de prima incluirá detalles sobre cómo puede pagar.
Puede actualizar por teléfono llamando a uno de nuestros asesores de seguros autorizados al 1-866-707-4922 de lunes a viernes8 a. m. a 8 p. m. hora del Este.
Puedecambiar su método de pago en línea. Le facilitamos el pago de sus primas con cheque, tarjeta de crédito o directamente desde su cuenta corriente mediante débito preautorizado (PAD).
Puedecambiar su dirección en líneaen cualquier momento completando nuestro formulario de cambio de dirección.
Si alguna vez desea cancelar su cobertura, todo lo que tiene que hacer es enviarnos una notificación por escrito con su firma. Su cobertura finalizará a partir de la fecha de vencimiento del pago siguiente a la fecha en que recibamos su solicitud de cancelación. Si, dentro de los 30 días de haber recibido por primera vez su Póliza o Certificado de Seguro, nos lo devuelve junto con su solicitud de cancelación por escrito y firmada, le reembolsaremos la totalidad de sus primas. En cualquiera de los casos, tenga en cuenta que si luego decide reincorporarse al plan, debe volver a completar una solicitud y cumplir con las calificaciones médicas requeridas de cualquier nuevo solicitante. Si no está seguro de cancelar su cobertura, por favorContáctenose intentaremos ayudar.
Nuestros representantes de servicio al cliente dedicados e informados están disponibles para responder sus preguntas o ayudarlo con esta cobertura de lunes a viernes de8 a. m. a 8 p. m. hora del Este.Simplemente llámenos sin cargo al1-866-707-4922.
Por favorconsulte nuestra página Contáctenos para más detalles. No incluya ningún número de cuenta de tarjeta de crédito en el mensaje de correo electrónico que nos envíe.
Ver más preguntas frecuentes
Tomar acción
Descargas
Contáctenos
Para obtener más información y hablar con un asesor de seguros autorizado, llame al
1-866-707-4922
(Lunes Viernes 8 a. m. a 8 p. m. hora del Este)
O correo electrónicoam_info@manulife.ca
¿Listo para aplicar?
Si está listo para asegurar la cobertura que mejor se adapte a sus necesidades, dé el siguiente paso y obtenga una cotización de la cobertura que necesita, luego continúe con la solicitud. Es útil tener a mano las fechas de nacimiento, la cobertura provincial o territorial, el médico y la información de recetas de todas las personas a las que le gustaría cubrir, como su cónyuge e hijos.
Nuestra garantía de 30 días
Si no está satisfecho con su cobertura, simplemente devuelva su póliza de seguro a Manulife dentro de los 30 días posteriores a su recepción, y cualquier prima pagada por la cobertura se reembolsará de inmediato.3
1TELUS Health Virtual Care es una marca registrada de TELUS Corporation, utilizada por esta y sus afiliadas bajo licencia. Manulife no puede garantizar la disponibilidad de este beneficio de forma indefinida.
2Comuníquese con la Agencia de Ingresos de Canadá o busque el consejo de un profesional de impuestos para confirmar su elegibilidad para las deducciones de impuestos.
3El asegurado podrá, dentro de los treinta (30) días siguientes a la recepción de esta póliza, devolverla a la dirección indicada abajo para su cancelación. Se considerará que la póliza nunca ha entrado en vigor y se reembolsará cualquier prima pagada hasta el final del período de examen de 30 días, menos las reclamaciones pagadas. Cuando los siniestros pagados excedan las primas, la diferencia debe ser reembolsada al asegurador inmediatamente. Este derecho de cancelación vence treinta (30) días después de que el asegurado reciba la póliza y no se aplica a ninguna póliza reeditada, sustituida o consolidada que continúe la cobertura que comenzó bajo una póliza emitida anteriormente. Los derechos de cualquier beneficiario bajo la póliza están sujetos a este derecho de cancelación.
FAQs
Do Costco employees get dental? ›
Costco offers dental insurance to full-time employees and part-time employees that work 23 or more hours per week.
How long does it take to get benefits at Costco? ›For full-time hourly employees, your Costco employee benefits start the first day of the second month after you've reached 250 eligible paid hours. Salaried employees and some specialist positions will get benefits the first day of the month after they're hired.
What insurance carrier does Costco use? ›Costco's auto and home insurance policies are underwritten by American Family Connect, a subsidiary of American Family Insurance (AmFam), which is one of the 10 largest insurers in the country.
How good is Costco employee health insurance? ›Variety of health benefits
And it's a solid one. Health insurance is affordable and includes dental and vision (and remember, there are optometrists in Costco stores) and co-pays are low. Employees may also use the company's pharmacies for any prescriptions that need to be filled.
Hourly pay at Costco Wholesale Company ranges from an average of $13.41 to $28.55 an hour. Costco Wholesale Company employees with the job title Warehouse Supervisor make the most with an average hourly rate of $23.93, while employees with the title Front End Clerk make the least with an average hourly rate of $14.83.
Is Costco easy to get hired? ›How Hard Is It to Land a Job at Costco? It is not too hard to land a job at Costco, especially at the entry level. You can land a high-paying job without a high school diploma at Costco. The entire hiring process takes about two weeks and involves two to three interviews, a drug test, and possibly an orientation week.
How long does the average employee stay at Costco? ›9% of Costco Wholesale employees are Black or African American. The average employee at Costco Wholesale makes $37,025 per year. Costco Wholesale employees are most likely to be members of the democratic party. On average, employees at Costco Wholesale stay with the company for 4.6 years.
How many vacation days do Costco employees get? ›Costco's PTO and Vacation policy typically gives 20-30 days off a year with 94% of employees expected to be work free while out of office. Paid Time Off is Costco's 2nd most important benefit besides Healthcare when ranked by employees, with 25% of employees saying it is the most important benefit.
What benefits do Costco employees receive? ›Full-time employees are eligible for health benefits, including medical, dental, vision, and prescription drug coverage. Part-time employees are also eligible for healthcare benefits after a certain period of employment. Another important benefit for employees is the retirement plans.
Does Costco have insurance benefits? ›Costco offers health insurance to full-time employees and part-time employees that work 23 or more hours per week.
How much is health insurance for Costco employees? ›
To do this, Costco recently merged with Custom Benefits Consultants, Inc (CBC). The average monthly cost for Costo Health Insurance ranges between $335 and $712, depending on what state you live in.
Who owns Costco insurance? ›American Family Insurance is the company that backs Connect Insurance from Costco. This means that all of Connect's plans and offerings come from American Family.
Does Costco pay holiday pay? ›Holidays. Beyond the company's paid time off and vacation policies for employees, Costco guarantees its staff seven paid holidays off, including the big ones of Thanksgiving, Christmas, Memorial Day, and Labor Day.
How much does Costco pay in Michigan? ›Costco Wholesale pays $17 hourly in Michigan, which is 5% below the national average.
How many hours a week do you have to work at Costco to get insurance? ›Solid Health & Dental Insurance
If you've worked for Costco for at least 180 consecutive days, and work more than 24 hours per week, you're eligible for health benefits. What is this?
On an hour based ladder. Every 1000 hours or so is a raise that increases as you climb the ladder. Very often, usually between every 6 months you receive a $1.00 raise depending on how much hours you put into the company. How often do raises occur at Costco Wholesale?
What is the lowest salary at Costco? ›Average Costco Wholesale hourly pay ranges from approximately $13.00 per hour for Bakery Assistant to $38.53 per hour for Unloader. The average Costco Wholesale salary ranges from approximately $20,976 per year for Member Services Representative to $360,000 per year for Warehouse Clerk.
Does Costco employees get bonuses? ›Multiple Yearly Bonuses
Although this is a perk you only get after working for the company for a few years, it's a good one.
Tips for Candidates
The candidates should answer the Costco supervisor interview questions precisely, maintaining calm, composure, and a confident demeanor. Enthusiasm to work in a team environment should be exhibited in the interview as it is a much-needed quality to work in retail settings.
The Costco hiring process generally involves two rounds of interviews and a drug test which can all last about 2-3 weeks.
What is the best place to work in Costco? ›
Costco won 2 awards in 2022 and 1 award in 2021. In 2022, Costco won for Best Company Perks & Benefits and Best Places to Work in Seattle 2022. In 2021, Costco won for Best Places to Work in Seattle 2021. Based on 19,229 ratings and 1,778 participants, employees at Costco are very satisfied with their work experience.
How long is Costco probation? ›Hourly Paid Employees. After completion of the 90 day probation period, all hourly employees are provided with life insurance.
How often are raises at Costco? ›Yes, Costco employees typically receive a raise each year. Most employees are offered a performance-based raise that takes into account the quality of their work, their job performance, and their overall contribution to the company. This is usually done in the form of an annual review and salary increase.
Does Costco work overtime? ›Like most retail jobs, working hours are outside the typical working weekdays with weekends off. That being said, full-time employees cannot be made to work over 40 hours per week and there are few opportunities for overtime.
Do Costco employees get weekends off? ›Shifts range from very early morning to evening shifts. Shifts are assigned based on seniority. And you will work weekends...
Does Costco really pay $21 an hour? ›Costco doesn't pay $21 an hour, but many of the company's average hourly wage is close to that mark. The average pay for Costco employees is $18.05 per hour. Some workers like front-end associates, are some of the lowest-earning at $14.23 per hour.
Do Costco employees get PTO? ›Staff at Costco are eligible for paid time off, paid sick leave, and vacation hours as well. It requires working 90 days before you can start accruing paid time off. Vacation hours, to a certain extent, can roll over to the next calendar year. For new mothers, there are six weeks of paid maternity leave as well.
What holidays do you get off at Costco? ›- New Year's Day.
- Easter Sunday.
- Memorial Day.
- Independence Day.
- Labor Day.
- Thanksgiving Day.
- Christmas Day.
Free Executive Membership
Costco employees get free membership cards for themselves and their friends and family. “We get four free membership cards (including mine) with 2% cash back annually,” one long-time Costo cashier wrote on Quora. “[These] cards can be given to any family members or any friend of your choice.
Yes there allow you wants position is available. Costco, does work with people needing to transfer.
Do Costco employees get 401K? ›
Costco offers COSTCO 401K RETIREMENT PLAN through T Rowe Price. Their plan covers 184379 employees.
Do healthcare workers get a discount on Costco membership? ›Medical professionals that join Costco as new members are eligible for the $30 Shop Card. To claim your $30 Costco Shop Card, click the Shop Now button. Follow the steps to easily verify your status as a medical professional using ID.me – a trusted partner of Costco.
Does Costco give employees life insurance? ›Does Costco have life insurance for employees? Costco does offer their employees life insurance, also offering it to the spouses and dependents of their employees.
What is Costco's sick policy? ›2 sick days and 2 weeks unpaid for vacation.
Do seasonal employees at Costco get benefits? ›Even though seasonal workers do not receive the same year-round benefits as full-time employees, they are still eligible for great perks. These include a membership discount, a holiday meal, and a 25% discount on all Costco purchases.
What Aetna plan does Costco use? ›At Costco, Members Can Now Buy Aetna Health Insurance – Hartford Courant.
Who is Costco owned by Walmart? ›Costco is a publicly traded company, while Sam's Club is a subsidiary of Walmart. Costco's membership fees are more expensive, but its prices are slightly lower—thanks in part to its private branded products, such as Kirkland. Costco has more stores worldwide, but Sam's Club has more stores in the U.S.
Who are the biggest owners of Costco? ›The top individual insider shareholders of Costco are Craig Jelinek, Charles Munger, and Patrick Callans, and the top institutional shareholders are Vanguard Group Inc., BlackRock Inc., and State Street Corp.
Who writes Costco auto insurance? ›More Insurance Options for Costco Members from CONNECT, powered by American Family Insurance.
Does Costco give employees anything for Christmas? ›At Costco, warehouse employees receive a rather filling perk around the holidays each year: a free turkey.
Is Costco pay biweekly? ›
Costco pays its employees on a bi-weekly pay schedule.
Bi-weekly pay schedules are ones where employees are paid every other week and usually on the same day of the week. This means Costco pays its employees once every two weeks and for 26 pay periods during a year.
U.S. Costco warehouse locations accept: All Visa Cards. The Costco Anywhere Visa® Card by Citi. Most PIN-based Debit/ATM Cards.
How much does a Costco Cashier make in Michigan? ›The estimated middle value of the base pay for Cashier at this company in Michigan is $16.58 per hour.
How much does Costco pay stockers in Michigan? ›The estimated average pay for Stocker at this company in Michigan is $17.30 per hour, which is 18% above the national average.
How much do Costco stockers make in Michigan? ›How much does a Stocker make at Costco Wholesale in Michigan? The estimated average pay for Stocker at this company in Michigan is $17.50 per hour, which is 20% above the national average.
How hard is it to get a job at Costco? ›How Hard Is It to Land a Job at Costco? It is not too hard to land a job at Costco, especially at the entry level. You can land a high-paying job without a high school diploma at Costco. The entire hiring process takes about two weeks and involves two to three interviews, a drug test, and possibly an orientation week.
Do Costco employees get stock? ›Yes, Costco Wholesale offers stock options to eligible employees. Employees may be eligible to receive Restricted Stock Units (RSUs) after meeting certain criteria.
Why do you want to work at Costco? ›1. Professional Tone:- I I want to work at Costco because I believe it is a great company with a strong focus on providing quality products and services to its customers. I also admire the company's commitment to its employees and its desire to promote a culture of trust and respect.
What perks do Costco employees get? ›- Multiple Yearly Bonuses. Although this is a perk you only get after working for the company for a few years, it's a good one. ...
- Free Executive Membership. ...
- First Dibs on Hot-Ticket Items. ...
- First Dibs on Sale Items. ...
- Free Thanksgiving Turkey. ...
- Exclusive Employee Shopping Hours.
Costco offers health insurance to full-time employees and part-time employees that work 23 or more hours per week.
How much do employees pay for health insurance at Costco? ›
| State | Average Monthly Health Insurance Rats | Average Annual Health Insurance Rates |
|---|---|---|
| Nebraska | $615 | $7,379 |
| Massachusetts | $599 | $7,184 |
| California | $588 | $7,056 |
| Alaska | $572 | $6,869 |
Solid Health & Dental Insurance
If you've worked for Costco for at least 180 consecutive days, and work more than 24 hours per week, you're eligible for health benefits. What is this? You actually get to choose your own provider and out-of-pocket costs are low compared to the competition.
According to Costco's website, "we provide twice-yearly Extra Checks (bonuses) for long-tenured hourly employees."
Does Costco pay bonuses? ›Costco gives a $1 raise every 6-8 months to employees who work a minimum of 32 hrs a week. Once you top out, which takes about 4 years, you receive a $. 60 raise year ongoing. Once you work a set number of hours, which takes about 8 years, you are eligible for a very nice bonus.
What is the Costco discount for healthcare workers? ›Medical professionals that join Costco as new members are eligible for the $30 Shop Card. To claim your $30 Costco Shop Card, click the Shop Now button. Follow the steps to easily verify your status as a medical professional using ID.me – a trusted partner of Costco.
Do part-time employees get benefits at Costco? ›What benefits do part-time workers get? Same as the full time ! Health & dental vision 401k .
Do Costco seasonal employees get benefits? ›Even though seasonal workers do not receive the same year-round benefits as full-time employees, they are still eligible for great perks. These include a membership discount, a holiday meal, and a 25% discount on all Costco purchases.